Files
FEDEO/backend/src/utils/liquidityForecast.ts

840 lines
32 KiB
TypeScript

import dayjs from "dayjs";
import OpenAI from "openai";
import { z } from "zod";
import { zodResponseFormat } from "openai/helpers/zod";
import { and, desc, eq, gte } from "drizzle-orm";
import { FastifyInstance } from "fastify";
import { createHash } from "node:crypto";
import {
bankaccounts,
bankstatements,
createddocuments,
incominginvoices,
statementallocations,
tenants,
} from "../../db/schema";
import { secrets } from "./secrets";
type ForecastEventSource = "open_createddocument" | "open_incominginvoice" | "recurring_bankstatement" | "draft_createddocument" | "tax_settlement" | "serial_template";
type TaxEvaluationPeriod = "monthly" | "quarterly" | "yearly";
type ForecastEvent = {
date: string;
amount: number;
label: string;
source: ForecastEventSource;
sourceId?: number | string | null;
recurringKey?: string;
confidence?: number;
};
type TaxBreakdown = {
net19: number;
tax19: number;
net7: number;
tax7: number;
net0: number;
};
type TaxForecastPeriod = {
key: string;
label: string;
range: string;
dueDate: string;
outputTax: number;
inputTax: number;
balance: number;
outputCount: number;
inputCount: number;
};
type RecurringCandidate = {
key?: string;
label: string;
amount: number;
interval: "weekly" | "monthly" | "quarterly" | "yearly";
nextDate: string;
confidence: number;
evidence: string;
};
const AiRecurringFormat = z.object({
candidates: z.array(z.object({
label: z.string(),
amount: z.number(),
interval: z.enum(["weekly", "monthly", "quarterly", "yearly"]),
nextDate: z.string(),
confidence: z.number().min(0).max(1),
evidence: z.string(),
})),
});
const FORECAST_DAYS = 90;
const HISTORY_MONTHS = 12;
const roundMoney = (value: number) => Number(Number(value || 0).toFixed(2));
const createZeroTaxBreakdown = (): TaxBreakdown => ({
net19: 0,
tax19: 0,
net7: 0,
tax7: 0,
net0: 0,
});
const normalizeText = (value: unknown) => String(value || "")
.toLowerCase()
.replace(/[^a-z0-9äöüß]+/gi, " ")
.replace(/\s+/g, " ")
.trim();
const normalizeTaxEvaluationPeriod = (value?: string | null): TaxEvaluationPeriod => {
if (value === "quarterly" || value === "yearly") return value;
return "monthly";
};
const isTaxFreeDocument = (taxType?: string | null) => {
return ["13b UStG", "19 UStG", "12.3 UStG"].includes(String(taxType || ""));
};
const getTaxEvaluationPeriodBounds = (
referenceDate: dayjs.ConfigType,
period: TaxEvaluationPeriod
) => {
const base = dayjs(referenceDate);
if (period === "yearly") {
return {
start: base.startOf("year"),
end: base.endOf("year"),
};
}
if (period === "quarterly") {
const quarterStartMonth = Math.floor(base.month() / 3) * 3;
const start = base.month(quarterStartMonth).startOf("month");
return {
start,
end: start.add(2, "month").endOf("month"),
};
}
return {
start: base.startOf("month"),
end: base.endOf("month"),
};
};
const shiftTaxEvaluationPeriodStart = (
periodStart: dayjs.ConfigType,
period: TaxEvaluationPeriod,
offset: number
) => {
const base = dayjs(periodStart);
if (period === "yearly") return base.add(offset, "year").startOf("year");
if (period === "quarterly") return base.add(offset * 3, "month").startOf("month");
return base.add(offset, "month").startOf("month");
};
const formatTaxEvaluationPeriodLabel = (
periodStart: dayjs.ConfigType,
period: TaxEvaluationPeriod
) => {
const { start } = getTaxEvaluationPeriodBounds(periodStart, period);
if (period === "yearly") {
return start.format("YYYY");
}
if (period === "quarterly") {
return `Q${Math.floor(start.month() / 3) + 1} ${start.format("YYYY")}`;
}
return start.format("MMMM YYYY");
};
const formatTaxEvaluationPeriodRange = (
periodStart: dayjs.ConfigType,
period: TaxEvaluationPeriod
) => {
const { start, end } = getTaxEvaluationPeriodBounds(periodStart, period);
return `${start.format("DD.MM.YYYY")} - ${end.format("DD.MM.YYYY")}`;
};
const getTaxSettlementDate = (periodEnd: dayjs.Dayjs) => {
return periodEnd.add(1, "month").date(10).startOf("day");
};
const getRecurringKey = (candidate: RecurringCandidate) => {
const rawKey = [
Math.sign(candidate.amount),
Math.round(Math.abs(candidate.amount) * 100),
normalizeText(candidate.label),
candidate.interval,
].join("|");
return createHash("sha1").update(rawKey).digest("hex").slice(0, 16);
};
const addInterval = (date: dayjs.Dayjs, interval: RecurringCandidate["interval"]) => {
if (interval === "weekly") return date.add(1, "week");
if (interval === "quarterly") return date.add(3, "month");
if (interval === "yearly") return date.add(1, "year");
return date.add(1, "month");
};
const addSerialInterval = (date: dayjs.Dayjs, interval: string) => {
if (interval === "wöchentlich") return date.add(1, "week");
if (interval === "2 - wöchentlich") return date.add(2, "week");
if (interval === "vierteljährlich") return date.add(3, "month");
if (interval === "halbjährlich") return date.add(6, "month");
if (interval === "jährlich") return date.add(1, "year");
return date.add(1, "month");
};
const getStatementPartner = (statement: any) => {
return statement.amount < 0
? statement.credName || statement.debName || statement.text || "Regelmäßige Ausgabe"
: statement.debName || statement.credName || statement.text || "Regelmäßige Einnahme";
};
const getCreatedDocumentGrossAmount = (document: any, allDocuments: any[] = []) => {
let totalNet = 0;
let totalTax = 0;
(document.rows || []).forEach((row: any) => {
if (["pagebreak", "title", "text"].includes(row.mode)) return;
const rowNet = Number(
(Number(row.quantity || 0) * Number(row.price || 0) * (1 - Number(row.discountPercent || 0) / 100)).toFixed(3)
);
const taxPercent = Number(row.taxPercent);
totalNet += rowNet;
totalTax += rowNet * (Number.isFinite(taxPercent) ? taxPercent : 0) / 100;
});
let advancePayments = 0;
(document.usedAdvanceInvoices || []).forEach((advanceInvoiceId: number) => {
const advanceInvoice = allDocuments.find((item) => item.id === advanceInvoiceId);
const advanceRow = advanceInvoice?.rows?.find((row: any) => row.advanceInvoiceData);
if (!advanceRow) return;
advancePayments += Number(advanceRow.price || 0) * ((100 + Number(advanceRow.taxPercent || 0)) / 100);
});
return roundMoney(Number(totalNet.toFixed(2)) + Number(totalTax.toFixed(2)) - advancePayments);
};
const getCreatedDocumentTaxBreakdown = (document: any): TaxBreakdown => {
const breakdown = createZeroTaxBreakdown();
if (!document || isTaxFreeDocument(document.taxType)) {
return breakdown;
}
(document.rows || []).forEach((row: any) => {
if (!row || ["pagebreak", "title", "text"].includes(row.mode)) return;
const quantity = Number(row.quantity || 0);
const price = Number(row.price || 0);
const discountPercent = Number(row.discountPercent || 0);
const taxPercent = Number(row.taxPercent || 0);
const net = Number((quantity * price * (1 - discountPercent / 100)).toFixed(2));
if (!Number.isFinite(net) || net === 0) return;
if (taxPercent === 19) {
breakdown.net19 += net;
breakdown.tax19 += Number((net * 0.19).toFixed(2));
} else if (taxPercent === 7) {
breakdown.net7 += net;
breakdown.tax7 += Number((net * 0.07).toFixed(2));
} else {
breakdown.net0 += net;
}
});
return {
net19: roundMoney(breakdown.net19),
tax19: roundMoney(breakdown.tax19),
net7: roundMoney(breakdown.net7),
tax7: roundMoney(breakdown.tax7),
net0: roundMoney(breakdown.net0),
};
};
const getIncomingInvoiceTaxBreakdown = (invoice: any): TaxBreakdown => {
const breakdown = createZeroTaxBreakdown();
(invoice?.accounts || []).forEach((account: any) => {
const taxType = String(account?.taxType || "");
const amountNet = Number(account?.amountNet || 0);
const amountTax = Number(account?.amountTax || 0);
if (taxType === "19") {
breakdown.net19 += amountNet;
breakdown.tax19 += amountTax;
} else if (taxType === "7") {
breakdown.net7 += amountNet;
breakdown.tax7 += amountTax;
} else {
breakdown.net0 += amountNet;
}
});
return {
net19: roundMoney(breakdown.net19),
tax19: roundMoney(breakdown.tax19),
net7: roundMoney(breakdown.net7),
tax7: roundMoney(breakdown.tax7),
net0: roundMoney(breakdown.net0),
};
};
const getIncomingInvoiceSignedAmount = (invoice: any) => {
const amount = (invoice.accounts || []).reduce((sum: number, account: any) => {
return sum + Number(account.amountNet || 0) + Number(account.amountTax || 0);
}, 0);
return roundMoney(invoice.expense === false ? amount : amount * -1);
};
const getRemainingSignedAmount = (signedAmount: number, allocatedAmount: number) => {
const remainingAbsolute = Math.max(0, Math.abs(Number(signedAmount || 0)) - Math.abs(Number(allocatedAmount || 0)));
if (remainingAbsolute <= 0.01) return 0;
return roundMoney(Math.sign(Number(signedAmount || 0)) * remainingAbsolute);
};
const findCancellationDocumentIds = (documents: any[]) => {
return new Set(
documents
.filter((document) => document.type === "cancellationInvoices" && document.state !== "Entwurf" && !document.archived)
.map((document) => typeof document.createddocument === "object" ? document.createddocument?.id : document.createddocument)
.filter(Boolean)
);
};
const inferInterval = (dates: dayjs.Dayjs[]): RecurringCandidate["interval"] | null => {
if (dates.length < 3) return null;
const gaps = dates
.slice(1)
.map((date, index) => date.diff(dates[index], "day"))
.filter((gap) => gap > 0);
const averageGap = gaps.reduce((sum, gap) => sum + gap, 0) / Math.max(gaps.length, 1);
if (averageGap >= 6 && averageGap <= 8) return "weekly";
if (averageGap >= 25 && averageGap <= 35) return "monthly";
if (averageGap >= 80 && averageGap <= 100) return "quarterly";
if (averageGap >= 340 && averageGap <= 390) return "yearly";
return null;
};
const detectRecurringHeuristically = (statements: any[]): RecurringCandidate[] => {
const groups = new Map<string, any[]>();
statements.forEach((statement) => {
const parsedDate = dayjs(statement.valueDate || statement.date);
if (!parsedDate.isValid() || Number(statement.amount || 0) >= 0) return;
const partner = normalizeText(getStatementPartner(statement));
const purpose = normalizeText(statement.text).split(" ").slice(0, 5).join(" ");
const amountBucket = Math.round(Number(statement.amount || 0) * 100);
const key = [Math.sign(amountBucket), Math.abs(amountBucket), partner || purpose].join("|");
if (!groups.has(key)) groups.set(key, []);
groups.get(key)!.push(statement);
});
return [...groups.values()]
.map((group) => {
const sorted = group
.map((statement) => ({ ...statement, parsedDate: dayjs(statement.valueDate || statement.date) }))
.sort((a, b) => a.parsedDate.valueOf() - b.parsedDate.valueOf());
const interval = inferInterval(sorted.map((statement) => statement.parsedDate));
if (!interval) return null;
let next = addInterval(sorted[sorted.length - 1].parsedDate, interval);
while (next.isBefore(dayjs(), "day")) {
next = addInterval(next, interval);
}
const amount = roundMoney(sorted.reduce((sum, statement) => sum + Number(statement.amount || 0), 0) / sorted.length);
const partner = getStatementPartner(sorted[sorted.length - 1]);
return {
label: partner,
amount,
interval,
nextDate: next.format("YYYY-MM-DD"),
confidence: Math.min(0.9, 0.55 + sorted.length * 0.08),
evidence: `${sorted.length} ähnliche Bankbewegungen erkannt`,
};
})
.filter(Boolean) as RecurringCandidate[];
};
const detectRecurringWithAi = async (server: FastifyInstance, statements: any[]): Promise<RecurringCandidate[]> => {
if (!secrets.OPENAI_API_KEY || statements.length < 6) return [];
const openai = new OpenAI({ apiKey: secrets.OPENAI_API_KEY });
const compactStatements = statements.slice(0, 220).map((statement) => ({
date: statement.valueDate || statement.date,
amount: roundMoney(Number(statement.amount || 0)),
partner: getStatementPartner(statement),
text: String(statement.text || "").slice(0, 160),
}));
try {
const completion = await openai.chat.completions.parse({
model: "gpt-4o",
store: true,
response_format: zodResponseFormat(AiRecurringFormat as any, "liquidity_recurring_transactions"),
messages: [
{
role: "system",
content: "Du erkennst wiederkehrende Bankbewegungen für eine Liquiditätsprognose. Gib nur Muster zurück, die durch die gelieferten Umsätze plausibel belegt sind.",
},
{
role: "user",
content: JSON.stringify({
today: dayjs().format("YYYY-MM-DD"),
horizonDays: FORECAST_DAYS,
bankStatements: compactStatements,
rules: [
"amount ist aus Sicht des Bankkontos: negative Werte sind Auszahlungen, positive Werte Einzahlungen.",
"nextDate muss in der Zukunft liegen.",
"Nutze keine einmaligen oder unsicheren Bewegungen.",
],
}),
},
],
});
return (completion.choices[0].message.parsed?.candidates || [])
.filter((candidate) => dayjs(candidate.nextDate).isValid())
.filter((candidate) => Number(candidate.amount || 0) < 0)
.map((candidate) => ({
...candidate,
amount: roundMoney(candidate.amount),
confidence: Math.max(0, Math.min(1, candidate.confidence)),
}));
} catch (error) {
server.log.warn("KI-Erkennung für regelmäßige Bankbewegungen konnte nicht ausgeführt werden.");
server.log.warn(error);
return [];
}
};
const mergeRecurringCandidates = (heuristic: RecurringCandidate[], ai: RecurringCandidate[]) => {
const merged = new Map<string, RecurringCandidate>();
[...heuristic, ...ai].forEach((candidate) => {
const key = [
Math.sign(candidate.amount),
Math.round(Math.abs(candidate.amount) * 100),
normalizeText(candidate.label).slice(0, 32),
candidate.interval,
].join("|");
const existing = merged.get(key);
if (!existing || candidate.confidence > existing.confidence) {
merged.set(key, candidate);
}
});
return [...merged.values()]
.map((candidate) => ({
...candidate,
key: getRecurringKey(candidate),
}))
.filter((candidate) => Number(candidate.amount || 0) < 0)
.filter((candidate) => Math.abs(candidate.amount) >= 1)
.sort((a, b) => a.nextDate.localeCompare(b.nextDate));
};
const expandRecurringEvents = (recurring: RecurringCandidate[], endDate: dayjs.Dayjs): ForecastEvent[] => {
const events: ForecastEvent[] = [];
recurring.forEach((candidate) => {
let date = dayjs(candidate.nextDate);
let guard = 0;
while (date.isValid() && !date.isAfter(endDate, "day") && guard < 40) {
events.push({
date: date.format("YYYY-MM-DD"),
amount: roundMoney(candidate.amount),
label: candidate.label,
source: "recurring_bankstatement",
recurringKey: candidate.key,
confidence: candidate.confidence,
});
date = addInterval(date, candidate.interval);
guard += 1;
}
});
return events;
};
const buildTaxForecastPeriods = (
documents: any[],
incomingInvoices: any[],
periodType: TaxEvaluationPeriod,
today: dayjs.Dayjs,
endDate: dayjs.Dayjs
) => {
const currentBounds = getTaxEvaluationPeriodBounds(today, periodType);
const periods: TaxForecastPeriod[] = [];
let offset = 0;
while (offset < 12) {
const periodStart = shiftTaxEvaluationPeriodStart(currentBounds.start, periodType, offset);
const bounds = getTaxEvaluationPeriodBounds(periodStart, periodType);
const dueDate = getTaxSettlementDate(bounds.end);
if (dueDate.isAfter(endDate, "day")) break;
const outputDocs = documents.filter((document) => {
if (document?.state !== "Gebucht") return false;
if (!["invoices", "advanceInvoices", "cancellationInvoices"].includes(document?.type)) return false;
const date = dayjs(document.documentDate);
return date.isValid() && !date.isBefore(bounds.start, "day") && !date.isAfter(bounds.end, "day");
});
const inputDocs = incomingInvoices.filter((invoice) => {
if (invoice?.state !== "Gebucht" || !invoice?.date) return false;
const date = dayjs(invoice.date);
return date.isValid() && !date.isBefore(bounds.start, "day") && !date.isAfter(bounds.end, "day");
});
const outputTax = roundMoney(outputDocs.reduce((sum, document) => {
const breakdown = getCreatedDocumentTaxBreakdown(document);
return sum + breakdown.tax19 + breakdown.tax7;
}, 0));
const inputTax = roundMoney(inputDocs.reduce((sum, invoice) => {
const breakdown = getIncomingInvoiceTaxBreakdown(invoice);
return sum + breakdown.tax19 + breakdown.tax7;
}, 0));
const balance = roundMoney(outputTax - inputTax);
periods.push({
key: bounds.start.format("YYYY-MM-DD"),
label: formatTaxEvaluationPeriodLabel(bounds.start, periodType),
range: formatTaxEvaluationPeriodRange(bounds.start, periodType),
dueDate: dueDate.format("YYYY-MM-DD"),
outputTax,
inputTax,
balance,
outputCount: outputDocs.length,
inputCount: inputDocs.length,
});
offset += 1;
}
return periods;
};
const buildSerialTemplateEvents = (
documents: any[],
today: dayjs.Dayjs,
endDate: dayjs.Dayjs
) => {
const events: ForecastEvent[] = [];
documents
.filter((document) => document.type === "serialInvoices")
.filter((document) => document.serialConfig?.active)
.forEach((document) => {
const firstExecution = dayjs(document.serialConfig?.firstExecution);
const executionUntil = dayjs(document.serialConfig?.executionUntil);
if (!firstExecution.isValid() || !executionUntil.isValid()) return;
const amount = getCreatedDocumentGrossAmount(document, documents);
if (amount <= 0.01) return;
let executionDate = firstExecution.startOf("day");
let guard = 0;
while (executionDate.isBefore(today, "day") && guard < 240) {
executionDate = addSerialInterval(executionDate, String(document.serialConfig?.intervall || ""));
guard += 1;
}
while (
executionDate.isValid()
&& !executionDate.isAfter(executionUntil, "day")
&& !executionDate.isAfter(endDate, "day")
&& guard < 400
) {
const dueDate = executionDate.add(Number(document.paymentDays || 0), "day");
events.push({
date: dueDate.isBefore(today, "day") ? today.format("YYYY-MM-DD") : dueDate.format("YYYY-MM-DD"),
amount,
label: document.documentNumber || document.title || `Serienvorlage ${document.id}`,
source: "serial_template",
sourceId: document.id,
confidence: 0.75,
});
executionDate = addSerialInterval(executionDate, String(document.serialConfig?.intervall || ""));
guard += 1;
}
});
return events.sort((a, b) => a.date.localeCompare(b.date));
};
export const generateLiquidityForecast = async (
server: FastifyInstance,
tenantId: number,
ignoredRecurringKeys: string[] = []
) => {
const today = dayjs().startOf("day");
const endDate = today.add(FORECAST_DAYS, "day");
const historyStart = today.subtract(HISTORY_MONTHS, "month").format("YYYY-MM-DD");
const [accounts, statements, documents, incomingInvoices, allocations, tenantSettings] = await Promise.all([
server.db
.select()
.from(bankaccounts)
.where(and(eq(bankaccounts.tenant, tenantId), eq(bankaccounts.archived, false))),
server.db
.select()
.from(bankstatements)
.where(and(eq(bankstatements.tenant, tenantId), eq(bankstatements.archived, false), gte(bankstatements.valueDate, historyStart)))
.orderBy(desc(bankstatements.valueDate)),
server.db
.select()
.from(createddocuments)
.where(and(eq(createddocuments.tenant, tenantId), eq(createddocuments.archived, false))),
server.db
.select()
.from(incominginvoices)
.where(and(eq(incominginvoices.tenant, tenantId), eq(incominginvoices.archived, false))),
server.db
.select()
.from(statementallocations)
.where(and(eq(statementallocations.tenant, tenantId), eq(statementallocations.archived, false))),
server.db
.select({
taxEvaluationPeriod: tenants.taxEvaluationPeriod,
})
.from(tenants)
.where(eq(tenants.id, tenantId))
.limit(1),
]);
const activeAccounts = accounts.filter((account) => !account.archived);
const activeStatements = statements.filter((statement) => !statement.archived);
const activeDocuments = documents.filter((document) => !document.archived);
const activeIncomingInvoices = incomingInvoices.filter((invoice) => !invoice.archived);
const activeDocumentIds = new Set(activeDocuments.map((document) => document.id));
const activeIncomingInvoiceIds = new Set(activeIncomingInvoices.map((invoice) => invoice.id));
const taxPeriodType = normalizeTaxEvaluationPeriod(tenantSettings[0]?.taxEvaluationPeriod);
const activeAllocations = allocations.filter((allocation) => {
if (allocation.archived) return false;
if (allocation.createddocument && !activeDocumentIds.has(allocation.createddocument)) return false;
if (allocation.incominginvoice && !activeIncomingInvoiceIds.has(allocation.incominginvoice)) return false;
return true;
});
const startingBalance = roundMoney(
activeAccounts
.filter((account) => !account.expired)
.reduce((sum, account) => sum + Number(account.balance || 0), 0)
);
const allocationByDocument = new Map<number, number>();
const allocationByIncomingInvoice = new Map<number, number>();
activeAllocations.forEach((allocation) => {
if (allocation.createddocument) {
allocationByDocument.set(
allocation.createddocument,
roundMoney((allocationByDocument.get(allocation.createddocument) || 0) + Number(allocation.amount || 0))
);
}
if (allocation.incominginvoice) {
allocationByIncomingInvoice.set(
allocation.incominginvoice,
roundMoney((allocationByIncomingInvoice.get(allocation.incominginvoice) || 0) + Number(allocation.amount || 0))
);
}
});
const cancelledDocumentIds = findCancellationDocumentIds(activeDocuments);
const openEvents: ForecastEvent[] = [];
const draftEvents: ForecastEvent[] = [];
activeDocuments
.filter((document) => ["invoices", "advanceInvoices"].includes(document.type))
.filter((document) => document.state === "Gebucht" && !cancelledDocumentIds.has(document.id))
.forEach((document) => {
const total = getCreatedDocumentGrossAmount(document, activeDocuments);
const openAmount = roundMoney(total - (allocationByDocument.get(document.id) || 0));
if (openAmount <= 0.01) return;
const dueDate = dayjs(document.documentDate).isValid()
? dayjs(document.documentDate).add(Number(document.paymentDays || 0), "day")
: today;
openEvents.push({
date: dueDate.isBefore(today, "day") ? today.format("YYYY-MM-DD") : dueDate.format("YYYY-MM-DD"),
amount: openAmount,
label: document.documentNumber || document.title || `Ausgangsbeleg ${document.id}`,
source: "open_createddocument",
sourceId: document.id,
confidence: 1,
});
});
activeDocuments
.filter((document) => ["invoices", "advanceInvoices"].includes(document.type))
.filter((document) => document.state === "Entwurf" && !cancelledDocumentIds.has(document.id))
.forEach((document) => {
const total = getCreatedDocumentGrossAmount(document, activeDocuments);
if (total <= 0.01) return;
const dueDate = dayjs(document.documentDate).isValid()
? dayjs(document.documentDate).add(Number(document.paymentDays || 0), "day")
: today;
draftEvents.push({
date: dueDate.isBefore(today, "day") ? today.format("YYYY-MM-DD") : dueDate.format("YYYY-MM-DD"),
amount: total,
label: document.documentNumber || document.title || `Rechnungsentwurf ${document.id}`,
source: "draft_createddocument",
sourceId: document.id,
confidence: 0.35,
});
});
activeIncomingInvoices
.filter((invoice) => invoice.state === "Gebucht" || invoice.state === "Vorbereitet")
.filter((invoice) => !invoice.paid)
.forEach((invoice) => {
const signedAmount = getIncomingInvoiceSignedAmount(invoice);
const openAmount = getRemainingSignedAmount(signedAmount, allocationByIncomingInvoice.get(invoice.id) || 0);
if (Math.abs(openAmount) <= 0.01) return;
const dueDate = dayjs(invoice.dueDate || invoice.date).isValid()
? dayjs(invoice.dueDate || invoice.date)
: today;
openEvents.push({
date: dueDate.isBefore(today, "day") ? today.format("YYYY-MM-DD") : dueDate.format("YYYY-MM-DD"),
amount: openAmount,
label: invoice.reference || invoice.description || `Eingangsbeleg ${invoice.id}`,
source: "open_incominginvoice",
sourceId: invoice.id,
confidence: invoice.state === "Gebucht" ? 1 : 0.8,
});
});
const heuristicRecurring = detectRecurringHeuristically(activeStatements);
const aiRecurring = await detectRecurringWithAi(server, activeStatements);
const ignoredRecurringKeySet = new Set(ignoredRecurringKeys.filter(Boolean));
const recurring = mergeRecurringCandidates(heuristicRecurring, aiRecurring)
.filter((candidate) => !candidate.key || !ignoredRecurringKeySet.has(candidate.key));
const taxPeriods = buildTaxForecastPeriods(activeDocuments, activeIncomingInvoices, taxPeriodType, today, endDate);
const taxEvents: ForecastEvent[] = taxPeriods
.filter((period) => Math.abs(period.balance) > 0.01)
.map((period) => ({
date: period.dueDate,
amount: roundMoney(period.balance * -1),
label: `USt ${period.label}`,
source: "tax_settlement" as const,
sourceId: period.key,
confidence: 0.95,
}));
const serialTemplateEvents = buildSerialTemplateEvents(activeDocuments, today, endDate);
const events = [
...openEvents,
...taxEvents,
...serialTemplateEvents,
...expandRecurringEvents(recurring, endDate),
].filter((event) => {
const date = dayjs(event.date);
return date.isValid() && !date.isAfter(endDate, "day");
});
const dailyEvents = new Map<string, ForecastEvent[]>();
events.forEach((event) => {
if (!dailyEvents.has(event.date)) dailyEvents.set(event.date, []);
dailyEvents.get(event.date)!.push(event);
});
let runningBalance = startingBalance;
const points = [];
for (let offset = 0; offset <= FORECAST_DAYS; offset += 1) {
const date = today.add(offset, "day").format("YYYY-MM-DD");
const dayEvents = dailyEvents.get(date) || [];
const income = roundMoney(dayEvents.filter((event) => event.amount > 0).reduce((sum, event) => sum + event.amount, 0));
const expense = roundMoney(dayEvents.filter((event) => event.amount < 0).reduce((sum, event) => sum + event.amount, 0));
runningBalance = roundMoney(runningBalance + income + expense);
points.push({
date,
balance: runningBalance,
income,
expense,
events: dayEvents.sort((a, b) => Math.abs(b.amount) - Math.abs(a.amount)),
});
}
const lowestPoint = points.reduce((lowest, point) => point.balance < lowest.balance ? point : lowest, points[0]);
const totalIncome = roundMoney(events.filter((event) => event.amount > 0).reduce((sum, event) => sum + event.amount, 0));
const totalExpense = roundMoney(events.filter((event) => event.amount < 0).reduce((sum, event) => sum + event.amount, 0));
const draftIncome = roundMoney(draftEvents.filter((event) => event.amount > 0).reduce((sum, event) => sum + event.amount, 0));
return {
generatedAt: new Date().toISOString(),
horizonDays: FORECAST_DAYS,
startingBalance,
endingBalance: points[points.length - 1]?.balance || startingBalance,
lowestBalance: lowestPoint?.balance || startingBalance,
lowestBalanceDate: lowestPoint?.date || today.format("YYYY-MM-DD"),
totalIncome,
totalExpense,
accounts: activeAccounts.map((account) => ({
id: account.id,
name: account.name,
iban: account.iban,
balance: roundMoney(Number(account.balance || 0)),
expired: account.expired,
syncedAt: account.syncedAt,
})),
recurring,
events: events.sort((a, b) => a.date.localeCompare(b.date)),
draftEvents: draftEvents.sort((a, b) => a.date.localeCompare(b.date)),
draftIncome,
tax: {
periodType: taxPeriodType,
periods: taxPeriods,
totalBalance: roundMoney(taxPeriods.reduce((sum, period) => sum + period.balance, 0)),
},
points,
ai: {
enabled: Boolean(secrets.OPENAI_API_KEY),
candidates: aiRecurring.length,
},
};
};